Private Duty Nursing vs. Home Health Aides: 2026 NYC Guide

Private Duty Nursing vs. Home Health Aides: 2026 NYC Guide

28.01.2026 | Verified by Anna Klyauzova, MSN, RN

Private Duty Nursing vs. Home Health Aides: What Do You Really Need? (2026 Guide)

In 2026, the complexity of NYC home care has increased. Deciding between Private Duty Nursing vs. Home Health Aides isn’t just about price—it’s about matching the level of care to the clinical needs of your loved one to ensure safety and compliance.

Anna Klyauzova, NYC Care Specialist
Fact-Checked by Anna Klyauzova, MSN, RN Specialist in Skilled Nursing Oversight and NYC Home Health Administration.

What Is Private Duty Nursing (PDN)?

Private Duty Nursing (PDN) refers to medically necessary, skilled care provided by state-licensed professionals—either a Registered Nurse (RN) or a Licensed Practical Nurse (LPN). In NYC, these professionals bring hospital-level interventions into the home.

Private Duty Nursing vs. Home Health Aides - Skilled clinical care in NYC home

A private nurse is required if the patient needs advanced monitoring or complex procedures, such as:

  • Ventilator and tracheostomy management.
  • IV therapy and central line maintenance.
  • Advanced wound care (Stage III or IV pressure sores).
  • Feeding tube (G-tube) management and complex medication administration.

What Is a Home Health Aide (HHA)?

While nurses handle medical tasks, Home Health Aides focus on the “Activities of Daily Living” (ADLs). They are the primary support system for seniors managing chronic age-related health issues in NYC who do not require constant medical intervention.

An HHA’s role is focused on comfort and safety: bathing, grooming, meal prep, and light housekeeping. Most importantly, an aide provides the safety supervision necessary for those who meet the 3-ADL requirement for Medicaid.

Key Differences: Tasks and Legal Scope

Understanding the legal boundary between Private Duty Nursing vs. Home Health Aides is critical to avoid safety risks and legal liability.

Task Home Health Aide (HHA) Private Duty Nurse (RN/LPN)
Personal Hygiene ✅ Fully Trained ✅ Overqualified (Usually delegates)
Injections / IVs ❌ Legally Forbidden ✅ Fully Licensed
Medication Reminders ✅ Can remind ✅ Can administer & adjust
Wound Care (Complex) ❌ Forbidden ✅ Fully Licensed
Home Health Aide providing non-medical daily assistance to NYC senior

2026 Cost Comparison in NYC

Labor costs in New York City have shifted due to the NYC Wage Parity Law updates for 2026. Private pay rates for nursing are significantly higher than for aides.

Provider Type Typical Hourly Rate (2026) Staffing Structure
Registered Nurse (RN) $95 – $130/hr Shift-based / Visit-based
LPN (Licensed Practical) $65 – $85/hr Shift-based
Home Health Aide (HHA) $30 – $40/hr Hourly or 24/7 Live-in
CLINICAL SOS

Is an Aide Enough for Your Medical Needs?

Many families mistakenly hire an HHA when the patient actually needs a nurse. This can lead to emergency re-hospitalization. If your loved one has a feeding tube or oxygen needs, you need a nurse review. Call us at (718) 232 – 2777 for a clinical risk assessment.

Checklist: How to Decide What You Need

Answer these questions to determine the appropriate care level:

  • Medical Devices: Does the patient use a ventilator or feeding tube? (If yes -> Nurse)
  • Injections: Does the patient need insulin or IV medication administered? (If yes -> Nurse)
  • Daily Living: Is help primarily needed for bathing, dressing, and walking? (If yes -> HHA)
  • Safety: Is the goal simply to prevent falls and provide companionship? (If yes -> HHA)

Often, a “hybrid model” works best: 24/7 HHA care for daily safety, with a weekly visit from a professional nurse for medical oversight.

Insurance and Medicaid Coverage

Paying for these services in NYC requires navigating state and federal programs:

  • Medicaid: The NYIA process is the main pathway to have Medicaid pay for HHAs. Medicaid also covers Private Duty Nursing for “medically fragile” individuals under specific waivers.
  • Medicare: As we explain in our Medicare Truths Guide, it only covers short-term nurse visits, not long-term daily aides.
NYC home care forms and Medicaid documentation infographic

Official Forms:
Download Physician’s M11Q Form
Download Medicaid Application (DOH-4220)

People Also Ask: Nurse vs. Aide FAQ

1. Can a Home Health Aide (HHA) give insulin injections in NYC?
No. In New York, aides are strictly prohibited from administering any form of injectable medication. This task must be performed by a nurse or a family member.
2. Is Private Duty Nursing (PDN) tax-deductible?
In many cases, yes. Medical care provided at home is often an allowable medical deduction if it exceeds a percentage of your AGI. Consult a tax professional regarding IRS Publication 502.
3. Does Medicaid cover both an aide and a nurse at the same time?
Yes, if medically necessary. Medicaid can provide a long-term HHA for daily support and authorized nurse hours for clinical procedures. This is common in Managed Long-Term Care (MLTC) plans.
4. What is the difference between an RN and an LPN for home care?
RNs have a higher degree of training and can perform more complex assessments and medical adjustments. LPNs provide direct clinical care under the supervision of an RN or doctor.
5. How do I hire a private nurse near me in Brooklyn or Queens?
The safest way is through a licensed home care agency. They handle background checks, licensing verification, and insurance. Contact us to find certified nurses in your area.
6. Can I use a Pooled Trust for private nursing costs?
While a Pooled Trust is used to qualify for Medicaid, you can technically use trust funds to pay for any personal living or medical expense, including nursing care.

Conclusion

In the choice between Private Duty Nursing vs. Home Health Aides, the priority must always be safety. While an HHA is a perfect solution for daily living and aging in place, a private nurse is an essential lifeline for those with complex medical needs. For many New York families, a combination of both ensures the highest quality of life at home.

Unsure Which Level of Care is Right?

Don’t guess when it comes to medical safety. Let our clinical team review your situation and recommend the most cost-effective, safe care model for 2026. Call ProLife Home Care at (718) 232 – 2777.

Speak with a Nurse Consultant: (718) 232 – 2777

ProLife Home Care: Bridging the gap between clinical excellence and compassionate home support for NYC seniors.